Articles by Ashley Mann

In New York, industrial development agencies (IDAs) are one means used to provide tax incentives to businesses. An IDA is a public benefit corporation governed […]

What is an Assumable Mortgage? In the current market value where interest rates due higher than they have been in the past few years. An […]

When it comes to purchasing a home, there can come the possibility of arising issues in the property title. Unforeseen title issues can become a […]

How did title insurance come to be? The creation of title insurance came in 1868 during the case of Watson v. Muirhead. Watson was the […]

  With higher mortgage rates on the rise, buying down mortgage is a temporary reduction to interest rates and can incentivize buyers more when taking […]

  What is Title Insurance? During the process of buying a home, many essential steps will need to be taken in order to complete this […]

What is home equity? Home equity is the value of one’s house in the current market, however it doesn’t include liens attached to the property. […]

A Federal Housing Administration (FHA) loan is a government-backed mortgage that is provided by an FHA-approved lender. It can be used when a buyer doesn’t […]

What is an APR? An Annual Percentage Rate (APR) measures the amount of interest you’ll be charged yearly when you borrow. Having a lower APR […]